Matthew is an owner and stockholder of Insurance Office of America (IOA) who specializes in the fully insured and self-funded benefit platforms for employers of all sizes. Matt has been with IOA for over 15 years and in the insurance industry for 26 years. Serving as Vice President of Benefits and PEO Strategist for IOA, Matt has been instrumental in IOA’s success and has helped them become the largest privately owned insurance agency in Florida and 13th in the country.

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Matt’s relationships with clients and carriers are his strong suit. He manages and continues to build these relationships through his consultative approach and active engagement on many carrier advisory boards. He is a key thought leader on IOA’s Benefits Advisory Council and the United Healthcare National Advisory Board. He is a delegate to the Conference of Insurance Agents and Brokers on behalf of IOA, which is the result of his relationships and production in the marketplace. Less than 1% of all brokers are invited.

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Prior to IOA, Matt was a leader at Shenandoah Life and Reliance Standard. He has his 215 and 220 licenses and actively manages a book of business.

Jonathan Edelheit is Chairman & Co-founder of the Medical Tourism Association.  A visionary in the medical travel industry, Mr. Edelheit works with leading governments, hospitals, healthcare providers, insurance companies, and referring organizations across the globe to launch successful and sustainable medical travel programs.

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Mr. Edelheit has led initiatives in Abu Dhabi, South Korea, Dubai, Jordan, Costa Rica, Colombia, Florida, Las Vegas, Miami and numerous destinations around the world.  He was a key player in rebuilding South Korea’s medical tourism program, driving it to becoming one of the top destinations in the world, receiving more than 400,000 medical tourists yearly. He is the editor of the Medical Tourism Magazine, and organizes the largest event in the industry, the World Medical Tourism & Global Healthcare Congress.

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Mr. Edelheit is driven by a passion to make healthcare more transparent, affordable and accessible and to make knowledge and resources about the industry easily accessible.  He is committed to breaking down all the barriers that stand in the way of the industry achieving its true potential. Mr. Edelheit has built the largest network of industry stakeholders from across the globe reaching hundreds of thousands of professionals. He is not only the largest influencer on LinkedIn in Medical Travel, but also one of the largest influencers on LinkedIn in travel, tourism and employer healthcare and insurance.  With more than 500,000 members in his LinkedIn Groups, Mr. Edelheit continues to advocate and grow awareness for medical travel and help support those professionals who have made medical tourism their career. Mr. Edelheit has personally made several strategic investments in the industry and is an adviser to multiple organizations.  

Tim Isenhower, Director of Benefits – has worked with HSM and their self-insured health insurance for the past 26 years. Managing a self-insured health plan through the 90’s to today has provided him the opportunity to think out of the box for reduced healthcare cost programs including direct contracting, on site clinics, chronic disease management, and medical tourism. With IndUShealth, Tim and HSM were pioneers in self-insured companies offering medical tourism, as was presented on ABC News and Nightline.
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About HSM

‍HSM is a privately-owned holding company based in Hickory, North Carolina, that specializes through its subsidiaries, in the manufacture of components for the furniture, bedding, transportation, packaging and healthcare industries, and the design and construction of automated production machinery for the bedding, apparel, aerospace and other industries.

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-Medical Tourism Manager for KTO NY Office

-B.A Economics, State University of New York at Albany

Eve since Juri joined KTO NY Office in 2019, Juri has initiated aggressive promotion promoting South Korea as a medical tourism destination.

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